CJEU considers if automated credit ratings are allowable under EU GDPR

19/01/2023 | CJEU

Head of content at GRC World Forums, Robert Bateman, highlighted an interesting case on his Twitter account being heard in the Court of Justice of the European Union (CJEU) on Thursday. 

The CJEU is being asked to consider whether automated credit rating is allowable under the EU General Data Protection Regulation (GDPR). Article 22 of the GDPR states the "data subject shall have the right not to be subject to a decision based solely on automated processing, including profiling, which produces legal effects concerning him or her or similarly significantly affects him or her." The complainant in Case C-634/21 reported German credit-rating agency SCHUFA to the Hessian data protection authority (DPA), having been refused a bank loan based on its rating. The DPA initially viewed the actions of the SCHUFA as being in line with German data protection law. However, after the complainant appealed the case, the Wiesbaden Administrative Court subsequently referred the case to the CJEU. 

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EU Court, CJEU, law, legal scales

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